Despite our best efforts and planning, life can sometimes show us something unexpected and throw us on our feet. Illness, unexpected accidents, or losing loved ones can instantly change our lives. However, we all have a safety plan for almost everything, like insurance, social security claims, savings, and much more.
Unfortunately, we cannot predict the future, and as a result, we can get something very unexpected and disheartening. Similarly, a denial of a social security claim can be depressing and distressing. You may have listened to the stories regarding how long it can take to file an appeal when social security refuses a disability claim.
No one wants to hold up their livelihood in red tape for months or even years. In this regard, yes, it is essential to hire a disability lawyer for your claim, even after denial.
In this article, we will let you understand the importance of hiring disability lawyers.
Let’s get started!
What Happens After Denial of Disability Claim?
The social security administration provides benefits to people meeting their disability criteria. However, most of the time, even if the person submits the best possible application, their request gets denied on the first attempt.
If the social security administration denied a client’s first request, a request for reconsideration would also likely be denied. In this regard, hiring a disability lawyer immediately after the first denial can help modify those odds. They can also help you even if the denial was based on anything as minor as an omission on the initial application.
After the initial refusal, an attorney can assist in submitting a reconsideration appeal. If the reconsideration appeal is similarly denied, the second appeal will be heard in front of a federal administrative law judge (ALJ) during a disability hearing.
It will be a wise decision to have an attorney defend the client at this point. This is because most people need to be better versed in evidence practices.
The federal administrative judges consider awarding disability benefits to the people having legal representatives. So, it is essential to hire a disability lawyer soon after a denial.
What Can You Expect from Your Disability Benefits Lawyer?
When hiring a disability benefits lawyer, a client can expect and demand the following conditions.
- The Lawyer Should be Experienced
When researching a disability lawyer, always consider a lawyer with excellent knowledge and experience. Clients should therefore avoid employing a general practitioner and instead seek out a lawyer who specializes in managing disability insurance issues.
Clients should also be mindful about selecting a lawyer or law firm simply because their name appears as the first result in a Google search. A top online search result only sometimes indicates a law firm’s knowledge and experience.
Instead, someone needing a disability insurance lawyer should concentrate their search on knowing more about the lawyer or law firm. This ensures that the lawyer has the experience they claim to have.
- The Lawyer Should be Passionate
All lawyers owe it to their clients to be passionate in their representation. Some, however, stand out for letting no room for doubt and putting in the hard work. Also, they put all their efforts into the case that determines whether they win or lose.
Reading client testimonials and learning what others have written about their experience is also beneficial. This can also teach clients much about the lawyer and law firm they intend to hire.
- The Lawyer Should be Responsive
The most prevalent complaint against lawyers is that they do not return phone calls. When clients phone or send emails to their attorneys, they have the right to expect timely responses.
However, the client should also notice the time of calling his attorney. Often, lawyers are busy with court hearings or other matters. So, they have a right not to attend phone calls. But they should contact the clients once they are free.
- The Lawyer Should be Economical
When looking for a lawyer, a client should choose one that offers high-quality services at a reasonable price. Also, the one who handles legal fees and expenses to deliver the most “bang for the buck.”
Contingency fee options are available in most disability insurance cases. A contingency fee makes it possible to pursue a case that would be costly if the lawyer was paid by the hour. However, an hourly fee structure is sometimes more cost-effective than a contingent or flat fee arrangement. However, not all lawyers offer the same contingency fees. The charges should be proportionate to the services provided and the results obtained.
How Much and How Do the Disability Lawyers Get Paid?
The expense is one of the main reasons why clients put off hiring a social security disability attorney. Attorneys are expensive, and no one prefers to pay legal expenses if they can avoid them. If the individual is seeking disability payments, chances are he or she does not have much money.
Hiring a lawyer to handle a social security appeal, on the other hand, is inexpensive. You can pay lawyers on a contingent fee basis, which means they only get paid if their client’s case is successful.
Social security disability attorneys are compensated up to 25% of what the client may receive in social security disability back benefits, with a $6,000 limit.
Common Reasons for Disability Benefits Denial
However, some of the common reasons for your disability denials are as follow:
- If You Are Not Insured
One of the common reasons for disability claim denial is your insurance. The SSA provides a clear definition for getting insured in the program. However, the SSA will only accept your request if you are eligible.
- Incomplete Disability Application
To be considered for disability payments, you must submit a completed application to the social security administration. If your application lacks any information concerning your medical condition or you omitted to sign at the end, the SSA may deny your claim.
- Insufficient Medical Evidences
You must provide medical documentation proving your disability in the application. If you do not include this proof, or if the government determines that your medical evidence is insufficient to indicate that you are eligible for benefits, they will have a right to deny your claim.
Disability insurance claims are complicated through an individual insurance policy or any other plan. There is no need to go through this alone. Having the correct legal representation is frequently the key to receiving the advantages to which you are entitled.
So, what are you waiting for? Contact a top-rated disability lawyer for your claim now!